When you just experienced a major disaster you need to reach out to hear a kind voice and have an insurance agent that understands what you are going through. There is an old saying, that you only really know who your true friends are when you go through a major life challenge. The same thing can be said about your insurance coverage. You only know how good it really is, if you experience a disaster.
The Tuscaloosa, AL Emergency Management Agency notes that Tuscaloosa, AL has a history of severe weather that includes thunderstorms with high winds, lighting, and dangerous tornados. A really bad tornado hit the area on April 27, 2011, destroying about 12% of the city, killing 44 people, and injuring hundreds. It caused $1.5 billion in damages. The last time such a bad tornado hit was in 2000. Another time was in 1997 and a huge cluster of tornados hit in 1932. This one in 2011 certainly caught many people unprepared.
At the TCU Agency, we know how important it is to be responsive to clients needs in such a disaster, process claims quickly, and give our clients a shoulder to lean on, or cry on, if need be. Who knows when such a horrible natural disaster might hit again?
It is a good idea to check in with your agent at the TCU Agency, at least once each year, to review your home insurance for adequate coverage. It is important that the coverage is in alignment with current replacement costs. You definitely need an update if you made any renovations or did any remodeling, since the last time you had an insurance review.
We hope you never need to call upon us because of a major disaster. However, if you do, will we be there ready to help.