Residents of Tuscaloosa, AL have many great places to ride boats in the area. Anyone who plans on taking their boat out for a little fun this year needs to learn more about the benefits of recreational insurance policies from us at TCU Agency.
Boat Types Protected By These Policies
Multiple types of recreational insurance coverage is available for the many types of boats available on the market. These boats include yachts, speed boats, pontoon boats, fishing boats, sportfishing vessels, liveabord boats, and personal watercraft insurance.
One interesting option is “mature” vessel coverage, which pays for boats that are over 25 years old. The benefit of this coverage is that it will repair things that occur in older boats, such as the development of leaks on the bottom of the boat.
Types of Policies Available
Recreational insurance for boaters will vary heavily based on what type of coverage an individual needs. For example, a policy can cover replacement costs for providing owners with a new boat if theirs is damaged or suffers from total failure. Typically, this coverage includes an agreed hull value that is set by the provider before the policy is purchased.
However, recreational insurance will also cover problems such as fuel spills, towing costs, uninsured boater crashes, mechanical breakdowns, coverage on crews – for commercial vessels – , the loss of fishing gear, and fire arms confiscation. Liability for injuries to the boat owner and others on the boat is also available.
Find a Policy for Your Boat
If you live in Tuscaloosa, AL and plan on riding your boat a lot this year, please contact us at TCU Agency. Our specialists will work hard to find a policy that suits your needs and will keep your financial investment safe from loss.